If we think about this in terms of personal finance, being able to achieve one’s goals is dependent on skillfully managing a significant number of areas. These range from having a plan that advances towards our goals, creating a budget for those goals and ensuring we stick to that budget, to honing in on careers and jobs that are fairly well remunerated, negotiating our salaries, using debt to help us not hold us back and making wise investments with the money we do have.
Each of these areas is unique and requires a breadth of different skills and activities. So developing a plan that gets me to my goals requires me to spend time thinking about the life I would like to lead, researching and understanding the costs associated with that life, having clarity on my passions, skills and resources so I can figure out how I can pay for it, and learning about how others have gotten there. Some of the key skills here are self-awareness, critical thinking, planning and problem solving.